Mr. Martino does not cite any legal
            authority for this viewpoint, though Collection Attorney Demirali's
            name, address and phone number are prominently featured on that
            website.  Martino asserts that "There
            is absolutely no expense to you."  If
            you have given up a statutory entitlement to $500 to $1,500 in
            return for a possible recovery of $25.00, is it true for Martino to
            say that there is "...absolutely no expense to
            you."?  "You
            will never be involved in any way in these matters."  Did
                  you know that defendants are entitled to confront the true plaintiff? 
                  If
            the Defendants serve a SUBPOENA for your phone bills, or for you to
            appear and testify, you will incur expenses!  Is Mr. Martino
                  going to pay for your time to appear?  Have you ever had
                  to appear for a deposition without being "involved in any
                  way"?  Next time you need legal advise, be sure to
                  check with Mr. Martino.    | 
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